Uber's services have revolutionized modern travel. With a simple tap on your smartphone, a ride is available at your fingertips, simplifying the way we move around. However, with convenience comes risks. Crashes can still take place, and when they do, passengers may suffer injuries.
In this article, the most common injuries in Uber-related accidents, who may miami uber accident lawsuit be liable for damages, along with legal options for pursuing a claim.
Frequent Injuries from Uber Rides
When riding in an Uber, many different types of injuries, particularly when the vehicle is in an accident. Among the most common injuries are:
Cervical Strain: Whiplash often results from rear-end crashes, which can lead to significant discomfort. The symptoms may take time to surface.
Bone Injuries: Accidents can easily cause fractures, especially in limbs. Such injuries often require long recovery periods and surgery.
Head and Brain Injuries: Accidents may cause head trauma, ranging from mild to severe. These injuries may result in long-term cognitive issues and other serious health problems.
Spine Injuries: Back and spine injuries are common in high-impact crashes. These types of injuries often need extensive medical intervention.
Muscle Tears and Ligament Damage: Muscle injuries, including sprains and tears, often occur. Though less visible, they can cause significant discomfort.
Severe Scratches and Lacerations: Sharp debris from accidents may cause deep wounds. Some of these wounds may require stitches or surgical repair.
Determining Liability in Uber Injury Cases
Determining fault in Uber accident cases can be tricky. Several parties may be responsible for the accident. The responsible party could be the Uber driver, another vehicle, or someone else.
Driver Liability: If the driver was negligent, distracted, or driving recklessly, they might be liable. Examples include speeding, DUI, or violating traffic rules.
Another Motorist: When another driver causes the accident, they may be held responsible.
Uber’s Liability: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. Uber’s insurance includes a $1 million policy for accidents during trips.
Third-Party Liability: Sometimes, accidents result from external factors like road hazards or defective parts. In such cases, lawsuits may involve multiple parties to determine responsibility.
Uber’s Insurance Policy for Riders
Uber provides different levels of insurance depending on the status of the trip. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.
Driver Offline: When the driver is offline, their personal insurance is responsible.
Driver Available for Rides: Uber provides limited insurance coverage when a driver is available but not carrying passengers. This includes up to $50,000 per person for injuries and $25,000 for property damage.
Active Uber Ride: While en route to pick up passengers or during the ride, Uber’s $1 million policy applies. The coverage includes $1 million for liability and uninsured motorists, as well as collision coverage.
Filing a Legal Claim After an Uber Accident
In severe injury cases, legal action might be the best option if insurance fails. A lawsuit can provide compensation for medical bills, lost earnings, and pain and suffering.